Financial Clarity

We specialize in crafting retirement income strategies for those worried about outliving their savings. During the Accumulation Phase, you save for the future while working, determining your retirement timeline and lifestyle. In the Distribution Phase, you use your investments to support a 25 to 30-year retirement.

Your Szarka Financial advisor customizes your investment allocation to meet your unique needs and goals. We create an investment strategy aligned with your financial plan and risk tolerance, holding regular meetings to monitor progress and make adjustments. As a fiduciary, Szarka Financial prioritizes your best interests and long-term financial goals.

With traditional pensions declining, employees now handle more of their retirement assets, such as 401k or 403b plans. Many rely on employer-sponsored plans but struggle with contributions and investments. Szarka Financial advisors tailor plans to your retirement goals, timeline, and risk tolerance, considering company benefits and other income sources. When you leave a job, we guide distribution options and can help roll over employer plans into a customized IRA aligned with your goals.

Estate and legacy planning is a critical component of a comprehensive financial plan.

From helping to ensure that Beneficiary forms are executed properly and reflect a client’s wishes to developing a plan that minimizes tax exposure, Szarka Financial Planners help to ensure that your assets are distributed to the right people at the right time, with minimal tax liability and expense.